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  • Cleaning Services (5)
  • Community Information (5)
    • American FactFinder
      Your source for population, housing, economic, and geographic data.
    • CitySearch
      Find reviews, directions and information on all the latest venues and businesses in Mason, Ohio.
    • Epodunk
      Community profiles, demographics and vintage post cards of cities, towns and villages across the country.
    • FirstGov.gov
      The U.S. Government's Official Web Portal.
    • Sperling's Best Places
      The Ultimate Resource for Relocation, Recreation, and Retirement.
  • Consumer Information (4)
    • Consumer Reports Magazine Online
      Ratings, Buying Guides and Product Reviews.
    • HUD Consumer Information
      U.S Department of Housing and Urband Development. HUD is on your side when it comes to protecting your rights as a consumer.
    • U.S. Census Bureau
      This gazetteer is used to identify places to view with the Tiger Map Server and obtain census data from the 1990 Census Lookup server.
    • U.S. Department of Commerce
      Get the latest Economic Indicators, National Weather, Offical Time or apply for licenses and permits.
  • Credit Report (1)
    • Free Credit Report
      Get a copy of your credit report and credit score. You must do this so you can fix any errors. Get your report now!
  • Electrical (5)
  • Financial Services (2)
    • Free Credit Report
      Get a copy of your credit report and credit score. You must do this so you can fix any errors. Get your report now!
    • Insurance Quotes
      Insurance shopping made easy.
  • Flooring (5)
    • Brick and Stone
      Find a flooring contractor to install brick and stone for your home project.
    • Carpet
      Match up with carpet contractors to install for your home project.
    • Concrete
      If need concrete for a driveway, steps, court or patio, you can find a contractor here to help with your home project.
    • Hardwood
      If hardwood floor are what you need for your home project, click above to find a contractor to help you.
    • Tile
      Use tile in your kitchen, bathroom, entry way or patio. A local contractor can help with this project.
  • Heating and Cooling (5)
  • Home Buying Resources (1)
  • Home Construction (4)
  • Home Improvement Info (4)
    • Home and Family Network
      Find home building and renovation tips, ideas and information that will get you started on a project for any area of your Ohio home.
    • Home Depot
      The Home Depot provides products and services for all your home improvement needs.
    • Lowes Home Improvement
      "Home Improvement at Lowe's. Your source for appliances, tools, home decor, lighting, kitchen cabinets, ceramic tile and kitchen design.
    • The Ultimate Home Site
      Do it yourself with help from home improvement and remodeling expert Bob Vila! Find all the home remodeling and improvement help you need from our home improvement TV shows, forums and blogs!
  • Landscape Services (5)
  • Moving Services (2)
    • Change Your Address
      This is the official web site for changing your address with the United States Postal Service (USPS). Update your address here to have your mail forwarded to your new home or apartment.
    • Professional Moving Services
      Get instant price quotes from professional Full-Service, Self-Service, Auto, Office, Specialty, and International Movers!
  • Schools and Education (4)
  • BOE Policy Statements (4)
    A listing of key BOE Mortgage policies and consumer resources.
    • Credit Counseling Services
      Need Credit Counseling Help? If you wish to consult a third party for credit counseling services, please check the following website of the U.S. Department of Housing and Urban Development to locate a HUD approved counselor who will not charge you for their services. http://www.hud.gov/offices/hsg/sfh/hcc/hcs.cfm If you are a military service member or a dependent of a military service member, and require counseling assistance, please call the Military One-Source Toll-Free number at 1(800) 342-9647.
    • Patriot Act Disclosure
      United States Patriot Act IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING OR CHANGING AN ACCOUNT WITH BOE Mortgage Section 326 of the USA PATRIOT ACT requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account or changes an existing account. This federal requirement applies to all new customers and current customers. This information is used to assist the United States government in the fight against the funding of terrorism and money-laundering activities. What this means to you: when you open an account or change an existing account, we will ask each person for their name, physical address, mailing address, date of birth, and other information that will allow us to identify them. We will ask to see each person's driver's license and other identifying documents and copy or record information from each of them.
    • Preventing Identity Theft Disclosure
      Preventing Identity Theft Each year, millions of Americans have their identity stolen. ENG Lending wants you to have the information you need to protect yourself against identity theft. While there are no guarantees about avoiding identity theft, it’s important for you to know: • We will never initiate a request for sensitive information from you (such as, social security number, personal login ID, password, PIN or account number) nor ask you to verify account information via email. • We strongly suggest that you do not share your personal login ID, password, PIN or account number with anyone, under any circumstances. If you receive an email that requests this type of action, you should be suspicious of it and contact us immediately at 866-878-2265. We also suggest you report suspicious emails or calls to the Federal Trade Commission through the Internet at www.consumer.gov/idtheft, or by calling 1-877-IDTHEFT. What is Identity Theft? Identity theft involves the unlawful acquisition and use of someone's identifying information, such as: • Name • Address • Date of Birth • Social Security Number • Mother’s Maiden Name • Driver’s License • Bank or Credit Card Account Number Thieves then use the information to repeatedly commit fraud in an attempt to duplicate your identity which may include opening new accounts, purchasing automobiles, applying for loans, credit cards, and social security benefits, renting apartments and establishing services with utility and telephone companies. It can have a negative effect on your credit and create a serious financial hassle for you. How do they get my personal information? • Lost or stolen personal items: They may obtain your personal information by finding or stealing your checkbooks, credit cards, driver license or Social Security cards. • Mail: They may steal your mail, including bank and credit card statements, credit card offer, new checks, and tax information. They may also complete a "change of address form" to divert your mail to another location. • Onlookers: They will watch and/or listen to you conduct personal business such as entering your PIN when you use your ATM or debit card or when you are talking on the telephone. • Dumpster diving: They may rummage through your trash, the trash of businesses, or public trash dumps in a practice known as "dumpster diving." • Internet: They use the Internet to look for personal pages that contain information like genealogical data with your mother's maiden name that can be used to set up a credit card account or possibly access existing accounts. • Phishing: They may obtain personal information from you through the use of "pop-ups" or emails. These emails have Internet links to deceive you into disclosing sensitive information such as bank account numbers and social security numbers. Oftentimes the email appears as if it comes from a trusted source. It directs you to a "spoof" website that encourages you to divulge sensitive information. • Pretexting: They may obtain your personal information on the phone by posing as a legitimate company and claiming that you have a problem with your account. • Skimming: They may steal your credit or debit card numbers by capturing the information in a data storage device in a practice known as "skimming." They may swipe your card for an actual purchase, or attach the device to an ATM machine where you may enter or swipe your card. • Inside Jobs: They get information from businesses or other institutions by: o stealing records or information while they're on the job o bribing an employee who has access to these records o hacking these records o conning information out of employees How do I protect my identity? • Report lost or stolen checks or credit cards immediately. • Shred all documents containing personal information, like bank statements, unused checks, deposit slips, credit card statements, pay stubs, medical billings, and invoices. • Don't put your trash out until shortly before it will be picked up. • Pay bills online or mail bill payments and other items that contain personal information at a U.S. Postal Service drop box rather than in your curb side mailbox. Don't put any mail in your curb side mailbox until shortly before it will be picked up daily. • Take your mail out of your curb side mailbox as soon as possible after it has been delivered. If you are traveling, have the U.S. Postal Service hold your mail or have someone you trust pick it up daily. • Limit the information on your checks (for example, don't include driver's license number, social security number, or telephone number), and don't carry around any more cards than necessary. • Don't give any of your personal information in person, over the telephone, or over the Internet to anyone-unless you have a very good reason to trust them. • Don't give any of your personal information to any web sites that do not use encryption or other secure methods to protect it. • Use a firewall if you have a high-speed Internet connection. This software can be purchased online or from most software retailers. • Don't use PINs or other passwords that are easy to guess (for example, don't use birth dates or spouse, child, pet or mother’s maiden names). Regularly change your passwords. Also, create a username that is unique and difficult for others to guess. • Examine your credit card and financial institution statement immediately upon receipt to determine whether there were any unauthorized transactions. Report any that you find immediately to the financial institution. • Make a prompt inquiry if bills or statements are not received in a timely fashion-this could mean that they are being diverted by an identity thief. • Obtain copies of your credit report periodically from each of the three major reporting agencies to be sure that they are accurate. Experian, Equifax, and Trans Union are required to provide you with one free credit report a year. What do I do if I suspect I'm a victim of fraud or my identity has been stolen? If you suspect that your personal information has been compromised, follow these important steps: • Immediately notify us and your other financial institution(s). You'll need to get new account numbers and select a new PIN. If you are in fact a victim of identity theft, we will offer assistance to help remedy the situation. • Report any suspicious activity immediately. Scrutinize the charges on your financial statements carefully to ensure that they are legitimate. If there is a questionable transaction or a fraudulent transaction, report it right away. • Call the three major credit bureaus to request that a fraud alert be placed on your credit report. • Contact your local police department. Financial fraud is a crime. • Call the Federal Trade Commission's ID Theft hotline at (877) IDTHEFT to report it. The FTC maintains a program to assist victims of identity theft. The Center logs complaints and provides assistance and information to victimized consumers to rectify damage to their credit and personal reputation. • Notify the U.S. Postal Inspectors Office. Victims of fraud should contact their local post office to report any crime involving stolen mail or use of the mail in furtherance of a fraud scheme. It is a felony. • Contact the Social Security Administration at (800) 269-0271. The Social Security Hotline allows a victim of identity theft to report misuse of a Social Security number. You may also visit your local Social Security Office to obtain further information. • Contact the Department of Motor Vehicles. If your driver's license is stolen, report the theft immediately to your local Department of Motor Vehicles. Ensure that a duplicate license was not recently issued in your name to an imposter. • Keep detailed notes of your repair efforts. Keep a log of all contacts and copies of all documents; follow up your contact calls in writing. Check these resources for more information on identity theft and what to do it you're a victim: The Federal Trade Commission (FTC) The Federal Deposit Insurance Corporation (FDIC) United States Department of Justice Equifax P O Box 105069 Atlanta, GA 30349-5069 www.equifax.com To order a report: (800) 685-1111 To report fraud: (800) 525-6285 Experian P O Box 2002 Allen, TX 75013-0949 www.experian.com To order a report: (888) 397-3742 To report fraud: (888) 397-3742 Trans Union P O Box 1000 Chester, PA 19022 www.transunion.com To order a report: (800) 916-8800 To report fraud: (800) 680-7289
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